6 live production modules, 1 in development. Explore the platform

Instant financial stress testing and risk intelligence

Run multi-asset stress scenarios across your balance sheet and Lombard credit books in seconds. Replace unverified spreadsheets with board-ready quantitative analytics.

Built for banks and asset managers across every side of the market

GlacierX Search runs, portfolios, entities

Try it yourself

Run a stress test on the live platform

GlacierX is running now. Open it, pick a scenario, and watch the balance sheet and Lombard credit book recalculate in seconds.

  1. Open GlacierX in a new tab
  2. Sign in with your access details
  3. Pick a scenario and run it
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Instrument universe coverage
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Live production modules
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Web browser, zero installation
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Module in development

The calculation engine

Watch a shock ripple through the balance sheet

Define the shift once. GlacierX propagates it across every ratio, portfolio and credit book, then draws the stressed curve beside your baseline so the committee sees the delta, not a spreadsheet.

Baseline runStressed run
See real scenarios
Risk and treasury team working through stressed results togetherOne scenario, every ratio recalculated

Platform overview

Enterprise risk modeling built for modern financial institutions

Forecasting still runs on workbooks full of unverified formulas, emailed around the day before committee. GlacierX consolidates those files into one web-based intelligence platform.

Define an economic shift — a rate hike, an equity drop, a liquidity freeze — and the platform calculates the ripple effect across your balance sheet, regulatory health, and client loan portfolios.

See it in action

Single source of financial truth

One centralized calculation engine replaces fragmented spreadsheets, every department works from identical validated market data, and each run is saved with the assumptions behind it.

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Team reviewing a model at the whiteboardLive recalculation across every ratio

Board-ready risk visualizations

Raw cell numbers become interactive charts, stress waterfalls and reports, with instant side-by-side comparison of historical versus projected runs.

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Modular workspace design

Dedicated workspaces answer one financial question each, tied together by a unified navigation bar with single sign-on across every tool.

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Primary use case

Unified market stress testing across every entity, portfolio and credit book you hold — one scenario definition, one set of results.

View scenarios

Built for financial decision-makers

Which decision are you making today?

Pick your role and see exactly how GlacierX fits the work you already do.

Treasury lead presenting funding options to the committee

Treasury & ALM

Verify liquidity and capital requirements under stress, using automated optimizers to find the most cost-effective path back into compliance.

Funding optimizer
Credit officer reviewing a client portfolio with a colleague

Credit officers

Identify credit shortfall risks across portfolio-backed loans before market falls trigger client calls.

Lombard Credit
Risk team comparing scenario runs around a table

Risk officers

Define market stress scenarios once, execute them across all institutional portfolios, and deliver comparable committee reports.

Scenario library
Portfolio manager talking through allocation changes with the desk

Portfolio managers

Test asset allocation adjustments against real risk limits, efficiency frontiers and trading constraints.

Constraint checks
Compliance team working through an audit trail

Compliance & audit

Track exact historical run data — who executed each simulation, on what date, and using which assumptions.

Audit log

Real-world industry scenarios

How financial teams use GlacierX

Three questions that normally take a week of spreadsheet work, and what happens on the platform instead.

01 / 03
Credit team reviewing client portfolios on screen
Lombard Credit

If equities fall 20% tomorrow, which client loans need attention?

Credit risk mitigation

The credit officer runs a combined rate rise and equity shock in Lombard Credit. Two holdings flag red. Instead of issuing an immediate margin call, she prices option protection inside the platform to restore collateral headroom, then exports a pledge report for the committee.

Option pricingCollateral headroomPledge report
Treasury analysts working through funding options together
Balance Sheet Health

Our liquidity ratio is below target. What is the cheapest way back?

Treasury liquidity optimization

Instead of building manual options in spreadsheets, the analyst sets the target ratio and runs the balance sheet optimizer. GlacierX returns precise funding mix adjustments that meet regulatory targets while keeping the balance sheet stable for ALCO.

SciPy optimizerFunding mixALCO pack
Colleagues comparing documentation during a review
Run History

The regulator wants last quarter's stress test reproduced immediately.

Audit & regulatory reproduction

The risk officer opens the searchable run history, locates the exact run by author and date, duplicates it, alters one assumption, and compares both runs side by side in seconds.

Audit logRun duplicationSide-by-side compare
Institutional team aligned around a shared plan

How GlacierX helps your institution

Driving efficiency and accuracy across financial operations

From ALCO preparation to margin call decisions, GlacierX removes the spreadsheet layer between your data and your committee.

Our deployment plan

Eliminate spreadsheet risk

Replace fragile cell formulas with centralized, mathematically validated engines.

Accelerate ALCO preparation

Generate board-ready charts, waterfalls and comparative reports in minutes.

Protect lending margins

Spot collateral shortfalls early and price hedges before issuing margin calls.

Optimize capital allocation

Use SciPy optimization to meet regulatory ratios at minimum cost.

Ensure regulatory audit compliance

Keep a permanent, searchable record of every run, assumption and user action — traceable to the person and date behind it.

AI innovations across financial sectors

Tailored risk intelligence for financial sectors

Purpose-built analytics for banking, asset management and private wealth.

Commercial & retail banks

  • LCR, NSFR and LDR ratio stress testing
  • Net interest income sensitivity modeling
  • Balance sheet funding mix optimization
  • Time-series trend analytics across quarters
  • Automated ALCO committee report export

Asset managers & hedge funds

  • Multi-asset class stress scenario testing
  • Trade constraint and weight limit validation
  • Side-by-side run comparison analytics
  • 150,000+ financial instrument coverage
  • Direct PowerPoint presentation exports

Private banks & wealth management

  • Portfolio-backed loan headroom monitoring
  • Automated multi-currency conversion
  • Margin call risk ladder alerts
  • Option protection strategy pricing
  • Formal pledge agreement documentation

Corporate treasury & risk advisory

  • Custom interest rate and currency shocks
  • Liquidity shortfall early-warning alerts
  • Multi-currency balance sheet aggregation
  • Centralized audit logging of all runs
  • Seamless CSV and Excel template intake

Transform your financial risk and balance sheet planning

Partner with our quantitative engineers to deploy AI solutions across your institution and modernize your ALCO and credit risk workflows.

Technologies used

High-performance financial engineering architecture

Modern web technologies, high-speed calculation engines and secure cloud infrastructure.

Frontend interface

  • React 19 and TypeScript
  • Vite and Tailwind CSS
  • TanStack Table and Recharts

Document & file services

  • SheetJS and PapaParse
  • ExcelJS and jsPDF
  • PptxGenJS

Calculation engines

  • Python and FastAPI
  • SciPy mathematics
  • Black-Scholes and binomial pricing

Security & infrastructure

  • PostgreSQL, isolated per client
  • Docker and Kubernetes
  • AWS and Google Cloud support

FAQ

Frequently asked questions

Everything procurement, security and risk teams usually ask before a pilot.

Ask something else

No. GlacierX is a cloud-native web application that runs directly in any modern browser with zero local software setup.

Yes. Drag and drop existing Excel or CSV files, or use pre-filled platform templates with automatic data parsing and error validation.

The platform incorporates Black-Scholes and binomial pricing models for European and American options, including complete sensitivity calculations and option strategy matching.

Yes. GlacierX uses PostgreSQL with a dedicated database compartment for each client institution, ensuring strict data privacy and security.

Yes. Granular role-based access control lets institutions limit user visibility to specific modules, such as restricting a team exclusively to Balance Sheet Health or Lombard Credit.

Yes. Runs and portfolio analytics export directly into formatted Excel workbooks, PDF committee packs or PowerPoint decks.

Contact us

See it run on your own numbers

Tell us what you need to stress test and we will set up an environment loaded with a sample of your data.

1

A 30-minute call to understand your portfolios and reporting cycle.

2

A working environment loaded with a sample of your own positions.

3

A written deployment plan covering security review and rollout.

Prefer to explore first? Open the working GlacierX platform and run scenarios yourself.

Try GlacierX live(opens in a new tab)